best credit card for big purchases singapore

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Is it worth charging my big-ticket purchase to plastic even if I can't afford to pay in full by the next statement? He’s also on an ongoing quest to optimize happiness and enjoyment in his life. S$25 (per category, maximum of SS$100 in total), 10x points on departmental stores and online merchants (equivalent to 4 air miles per S$1), 10,000 OCBC$ (120,000 OCBC$ per 12 months), You want the highest cashback on groceries, You also enjoy cashback on dining, Grab, and petrol, Minimum spend of $888 per month to unlock cashback, Cashback for groceries capped at $25 per month, You want to save money while shopping online, Minimum spend of $600 per month to unlock cashback, Need to get something a new pair of Bluetooth headphones but have no time to visit Sim Lim Square? Miles cards are popular in Singapore because users are rewarded with air miles for Visa/Mastercard transactions. Credit card offers are subject to change at any time. Earn 10x rewards on eligible Lazada purchases and 5x rewards on qualifying dining, entertainment and commute purchases. window.dataLayerState = [{"TopPicksData_cardType":"Best for","TopPicksData_cardTypeLabel":"Base Rate Cashback","TopPicksData_providerLabel":"HSBC Revolution Credit Card","TopPicksData_primaryCta":"true","TopPicksData_secondaryCta":"true","TopPicksData_position":1},{"TopPicksData_cardType":"Best for","TopPicksData_cardTypeLabel":"Travel Rewards","TopPicksData_providerLabel":"UOB PRVI Miles American Express Card","TopPicksData_primaryCta":"true","TopPicksData_secondaryCta":"true","TopPicksData_position":2},{"TopPicksData_cardType":"Best for","TopPicksData_cardTypeLabel":"Bonus Cashback ","TopPicksData_providerLabel":"UOB PRVI Miles Visa Card","TopPicksData_primaryCta":"true","TopPicksData_secondaryCta":"true","TopPicksData_position":3}]; We’ve chosen the cards on this page based on the providers available through Finder. S$0 annual fee for the first 1 year and S$192.60 thereafter. Get up to 20.88% fuel discounts at Esso and Shell. Big fat cash rebates or bonus miles on top of all that, thanks to the fact that credit cards are all fighting for you to use them to pay for your online purchases. ... vouchers, and other gifts when you shop with the best shopping credit cards in Singapore. ... Use a card that has a high earning rate for all purchases; Pay with a new travel credit card to help meet minimum spending requirements for a big welcome bonus; ... Cards With Big Minimum Spending Requirements. These consumers want to see plastic that can purchase just about anything, regardless of its cost, and the high-end cards are those that can make it happen. What can I do if the purchase is over my credit limit? ATM and debit cards are often the first plastic card you’d gain access to. Earn up to 10X Reward points or 4 miles per S$1 spent on qualifying purchases. 4.3. And the total cashback you can earn is capped at $60 per month. Citi Cash Back: Up to 8% discount on food & petrol. Groceries are among the most common spending categories among Singaporean families so it ... 2. This card offers you cash rebate as generous as 5% on all your purchases! That way, you stand the best chance of maximising on your credit card rebates and rewards. If this describes you, an ideal shopping credit card for you would be the OCBC Titanium Rewards card. Get S$150 Lazada Vouchers and a free 24" Samsung Monitor, plus a j5create JVCU100 USB Webcam when you spend S$5,000 in the first three months. Best Credit Cards to Pay Lawyers and Legal Fees. But if you have the capacity to pay for the amount that you spent on your card, then there’s little reason not to do so. Need to get something a new pair of Bluetooth headphones but have no time to visit Sim Lim Square? on Citibank's application. Unlimited 1.5% cashback thereafter on any spend: OCBC Cashflo Mastercard: 3 months or 6 months: S$100: Department stores and you’ll earn 10x rewards points too. Apply today and enjoy free transfers to Changi Airport. Minimum S$1,500 spend within 30 days. Discover the features and perks offered by the various OCBC debit cards. Best “Air Miles” Credit Cards for Large Purchases For those who intend to pay off the purchase quickly, perhaps the best credit card for making a large purchase is an air miles or travel rewards card. If you're using a credit card for everyday purchases, consider this. Earn 1 Reward point for every $1 on all spend. T&Cs apply. This credit card provides generous rebates on your online purchases (fashion, travel, electronics, etc) to the tune of 3% cashback on weekdays, and 8% on weekends! If this help you first research and understand the benefit of each of this credit card before you make a decision in having a credit card to have the best in your financial journey About www.BestCreditCardGenerator.com Get full, exclusive access to SingSaver’s first-ever visual guide, The Ultimate Savings Guide for COVID-19 and Beyond. For those times when you need to spend a couple of thousand dollars at a go, paying attention to your credit card rewards can prove fruitful. Below is a list of cards you could consider. Find out which banks in Singapore offer them. SingSaver's Exclusive Offer. The best cashback credit cards in Singapore help you save money on your daily spending in a convenient and easy way. Remember, maximising your rewards. T&Cs apply. Here are some of the top credit card deals on gold purchases in 2020. Top 6 Air Miles Credit Cards in Singapore 2019 While many cards carry this benefit, the Amex Gold Card provides an astounding $10,000 in protection per incident and up to $50,000 for all incidents in a calendar year. And if you’re ready to make a big purchase or two today, you’ll get 0% APR on purchases for the first 15 months of card ownership. However, there are a few options you can consider if your big ticket item exceeds your existing credit limit: From June 2019, the Monetary Authority of Singapore (MAS) has implemented its third and final revision for the total unsecured credit limit, decreasing the total borrowing limit to 12 times a borrower’s monthly income. If you happen to have an Advance banking account, you can get up to 3.5% rebate across all spends (capped at $125 per month). Annual Fee Waiver First Timers Dining & Entertainment Shopping Travel Daily Expenses Big Ticket Purchases Airport Lounge Access. Travelers. Earn 1.5% cashback on all eligible spending with no minimum spend or cap, S$0 annual fee for the first 1 year and S$171.20 thereafter. If you’re interested in applying for this card, here are the qualifying criteria and fees. Plus receive up to S$80 CapitaVouchers when a minimum spend of S$500 is made in the first month. A Certified Financial Planner with a curiosity about what makes people tick, Alevin’s mission is to help readers understand the psychology of money. Not to mention, a nice one-time cash bonus just for using the card? Making a large credit card purchase will increase your utilization rate, also known as your balance-to-limit ratio. Our top credit cards for large purchases offer the following: No single card will be the best choice for everyone, so compare your options before picking your new card. Find out about the Citibank Debit Mastercard features and fees in this review. We may receive compensation from our partners for placement of their products or services. (If you don’t have an Advance banking account, you’ll still earn 2.5% rebate as long as your spending in that month exceeds $2,000. While we receive compensation when you click links to partners, they do not influence our content. First 200 eligible applicants only. Since it’s possible to receive, for example, over 100,000 hotel points for spending a few thousand dollars in the first 3 months after card approval, it makes sense to include sign-up bonuses in your credit card decision process. )Bank of America Premium Reward Credit Card. Best Credit Cards for Large Purchases in Singapore: Credit Card: Instalment Plan Tenor: Minimum Spend: Qualified Merchants: Welcome Offers: American Express True Cashback – – All merchants: 3% cashback for the first 6 months up to S$5,000 spend. If you do decide to go with credit payments, here are some tips to help ensure that it stays affordable and convenient: Find out more on how to make large purchases using a credit card with our guide. For many, nothing says high-end more than dollar signs — lots and lots of dollar signs. 5.0 Apply Now. … We are an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. The best way to pay for a big-ticket item is to use your credit card’s instalment payment plan. With these tips in mind, here's a round-up of the most popular types of credit cards in Singapore, sorted by category. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. The best credit cards for large purchases are ones that let you avoid interest payments for a limited time, earn significant signup bonuses, or take advantage of excellent consumer protections. Cashback credit cards offer perhaps the most straightforward type of reward for consumers. That means that if your total outstanding balance exceeds 12 times of your monthly income across all unsecured credit facilities for more than 3 consecutive months, you’ll not be able to apply or access further credit. Best Miles Credit Cards. New Citibank customers can get S$250 Lazada & RedMart vouchers as they spend. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. The right reward type will depend on your personal preference and spend bonuses that the card is offering. Personalised, bite-sized reads, money hacks and product recommendations. 10X Rewards on eligible online and retail purchases, capped at 10,000 points per statement month. That means you can buy a new camera, outfits, equipment and accessories, charge it all to the OCBC Titanium Rewards card, then trade in the points for KrisFlyer miles to redeem flight privileges – maybe even a free flight! T&Cs apply. Make payments conveniently at over 61 million merchants across the world with a Visa debit card. Credit Card Signup Bonuses: How to Maximise Miles with Big Ticket Spending New cardholders can receive 7,000 KrisFlyer miles when applying and spending a minimum of S$1,500 within 30 days of card approval. VISA. “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. Earn 1.4 miles for every S$1 spent locally with no minimum spend or cap. 6% cashback on dining and 8% cashback on groceries. The best cashback credit cards in Singapore help you save money on your daily spending in a convenient and easy way. We are not a product issuer, credit provider or financial advisers nor are we a credit intermediary or broker. Standard Chartered Unlimited Cashback Credit Card - Best for unlimited cashback with Ez-link capabilities; American Express True Cashback Card - Best for savings on big purchases; Citi Cash Back Card - Best for savings on dining, grocery and grab spendings Fret not – make an order online from Lazada, Taobao, or Mustafa (. ) )Wells Fargo Propel American Express Card. Best Credit Cards for EZ Link. But even larger families who exceed this cashback sweet zone may enjoy the Citi Cash Back Visa Card’s rebates in dining, petrol and Grab (8% cashback, capped at $25 each category). The best return for credit card spending happens when you qualify for the initial sign-up bonus after being approved for a credit card. POSB Everyday: Top promotional rates on daily essentials. OCBC 365 Credit Card. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Despite the rise of e-commerce here, there are those of us who still like doing our shopping in store – where we can see, touch, feel, and smell what we are buying. We’ve searched the wide world of credit cards and pulled together a list of what we believe are the four best credit cards for jewelry purchases. ... American Express True Cashback Card: Purchasing big ticket items in the first 6 months: 1.5% on all spends and 3% cashback on first $5,000 in the first 6 months: ... Entertainment & Recreation, Automobile and Duty Free Store purchases 1.5% on all other spends: 1 … Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Find the best credit card for your lifestyle and choose from categories like rewards, cash back and no annual fee. It’s important to carefully consider how and when you’ll be using your credit card for large purchases, as well as how soon you can repay the full amount. Related reading: Best credit cards for purchase … Best Credit Card for Online Shopping: UOB YOLO Card. Editor’s note: This is an unsponsored and unbiased review. Your utilization rate is calculated by adding up the total of all your balances on credit cards and dividing it by the total of all your credit card limits. SingSaver.com.sg’s comparison tool helped me decide on an air miles card in 10 minutes.” ”, “ “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. Earn 10X UNI$ (or 20 miles) per S$5 spent on a chosen spending category with no min. Already signed up? Citi PremierMiles Card. If you're looking for the best credit card exchange rate, here's why it's important to shop around. When you choose this method of payment, your bank pays the entire sum on your behalf. Enjoy up to 3.5% cashback on all purchases with no minimum spend, S$0 annual fee for the first 1 year (permanently waived for HSBC Advance banking customers) and S$192.60 thereafter. Whether it’s cashback, miles or reward points, you should sign up for one that allows you to maximise your earning potential. New customers can get S$150 in bonus cash credits. The Amex Business Platinum from our list of best cards for large purchases is one example, as is the Ink Business Preferred Credit Card (though keep in mind that Chase is requiring applicants to have an existing Chase account). TL;DR – Best Cashback Credit Cards For Working Adults In 2018. Get the most value from your credit card. As charge cards are designed for high-income individuals, you’d need to have an annual income of at least S$200,000 p.a to apply. Find out the best for you! The main advantage of charge cards is that they come with no pre-set spending limits. The biggest benefit of using the card is its generous purchase protection. Get S$150 cash credit if you spend a minimum of S$1,500 within 30 days. But what’s the difference between these two cards? S$0 annual fee for the first 2 years and S$192.60 thereafter, Up to 50% off your food bill for unlimited visits at hotels around Singapore. Once you’ve maxed out the credit limit of your credit card, you can no longer make any further transactions. Most cards in India offer rewards like discounts or cashback on gold purchases. Find the perfect gift At the time of writing (30th June 2020), all Singapore credit cards charge a foreign transaction fee for overseas payments. Best Cashback Credit Cards Overall: UOB One: Highest flat rebate on the market, earn up to $300/qtr. 1. Groceries are among the most common spending categories among Singaporean families so it makes sense to have a dedicated credit card for this. S$192.60 (including GST); first year is waived (if new … And if you’re wondering why the big deal over 10x points, let’s put it this way: 10x rewards points per dollar spent is equivalent to 4 KrisFlyer miles per $1 – that’s an earn rate that exceeds even premium credit cards. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases … CASHBACK. 6% cash back on dining, 8% cashback on groceries and petrol transactions. Best Dining Credit Cards in Singapore 2019. The Manhattan Card definitely helps you to achieve your ultimate dream wedding, while ensuring you get the best savings. Image Courtesy of UOB. Get a welcome gift of S$120 cash back when you spend S$1,200 in the first 3 months. Earn 1.2 Citi Miles for every S$1 spent locally and 2 Citi Miles for every S$1 spent overseas. is the key to unlocking the best value over time. By understanding how long you’d take to pay off the transactions and how much the interest will cost you, you may do a side-by-side comparison with the potential rewards it brings and finds out which option brings you the most value. 6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel. However, some card issuers may waive the admin fee. We may also receive compensation if you click on certain links posted on our site. 5% cashback on fuel purchase and phone and utility bill payment; 1 reward point per Rs. Prefer a card we didn’t mention? Between the ridiculously cheap prices on Taobao, rebate programmes like LiveUp and Shopback, and free/cheap shipping and returns on Lazada, online shopping is a complete godsend for thrifty and lazy Singaporeans. If you are going to make an expensive purchase, it’s important to use the right credit card for you to maximise your rewards and benefits. Get your full, exclusive copy of The Ultimate Savings Guide for COVID-19 and Beyond, including tips on reducing unnecessary expenses, creating additional income streams and more! Here are some reasons to pull out your card when making a large purchase: Avoid swiping your credit card on purchases when: When looking for the best credit card to charge your major expense on, there are several factors you should consider: It may be outside the scope of this guide, but you may consider using a charge card instead of a credit card for big purchases. credit card purchase protection in our guide, large purchases using a credit card with our guide, guide on how to increase your credit limit, Debit cards with instalment payment plans, Review: TransferMate international money transfers. Plus The Ultimate Savings Guide for COVID-19 and Beyond, for free! The Best Shopping Credit Cards In Singapore 2020. Sign in now to claim your free savings guide. Enjoy a wide variety of discounts and cashback rebates on dining, entertainment, online shopping and travel. Also, if you can afford the splurge, charging it to a credit card may be an excellent alternative compared to traditional financing. Credit Card 0% Instalment Plan: Recommended for most purchases. Learn about how TransferMate’s personal product works and what it can do for you. The sheer variety of credit cards available in Singapore – and the attractive rewards and privileges they offer – can make choosing one a difficult task. If you’re planning a big local wedding, ... which adds up quickly for larger purchases. 3. S$800. Agoda Credit Card Promotions To Book Your Holiday 2019 Using your debit card in a foreign country is safe and convenient, but make sure to enable it for overseas use and look out for fees. Best Cashback Credit Cards Singapore. T&Cs apply. Benefit from cashback, points and more when you manage your finances with a rewards current account. Save on your next purchase of gold with a credit card. While we are independent, we may receive compensation from our partners for featured placement of their products or services. S$0 annual fee for the first 1 year and S$256.80 thereafter. Get 30,000 Citi Thank You points when you spend S$3,000 in the first 3 months. Get 45,000 miles when you spend S$9,000 in the first 3 months. Instead of keeping track and accumulating multiple small purchases to a sizable amount, charging a big-ticket purchase can help you reel in these bonuses quickly. $10,000. From air miles credit cards to rewards and cashback credit cards, how do you choose? Can I use these credit card to buy something? 8 best credit cards for online shopping Singapore … finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. These cards are not representative of the entire market. Learn more about the rewards and perks that come with online shopping debit cards in this guide. 1.6% on overseas spend. Foreigners: $40,000 or Fixed Deposit collateral of min. SingSaver's … Undoubtedly dubbed ‘Singapore’s most generous rebate card’, UOB One Card lives up to its name. The Best Credit Cards in Singapore 2020. Use These 5 Credit Cards to Pay for Your Grab Rides When she’s not busy typing away, she’s reading and musing over a pint. Notwithstanding the somewhat complicated rebate structure, the HSBC Advance Credit Card provides one of the highest monthly cashback rates on the market ($70, outranked only by the OCBC 365 Card’s $80), rising to an unbeatable $125 for Advance banking customers. Up to 10% cashback with some merchants including Grab,7-Eleven and Cold Storage; 6% for Singapore Power Utilities bills; and 5% back on all other retail spending. However, charge cards have no interest fees and do not allow you to carry an outstanding balance like credit cards, so you’ll need to pay off your balance in full each month. Simply charge your spend to a cashback card, and you automatically […]The post Best Cashback Credit Cards In Singapore 2020 appeared first on SingSaver Blog - We Compare, You Save. T&Cs apply. NerdWallet’s credit card experts rank the best credit cards out there. The Wells Fargo Propel American Express Card is a great card for big purchases if you want to earn some excellent rewards back. You may qualify for savings that you otherwise wouldn’t. Many credit cards offer bonus incentives, free hotel stays, or elite status upgrades when you hit pre-defined spending thresholds. Best Credit Card for Groceries: Citi Cash Back Visa Card. More details of the card are given below. Apply today and enjoy up to S$150 in cash credits. 5. Citi® Double Cash Card – 18 month BT offer. The only major drawback to charging your expenses on plastic is the tendency to lose sight of your purchases and racking up more debt than you’re able to settle. However, note that you have to spend $888 per statement month to earn 8% cashback. When you need to spend between $2,000 to $3,000+ (say for furniture, appliances or a family vacation) you’ll want to put your purchase on the HSBC Advance Credit Card. 32 Reviews. Earn 1.4 miles per S$1 spent locally and 2.4 miles per S$1 spent overseas, including online shopping. Instead, your transactions are approved based on your spending patterns and payment history. Up to 5% cash rebates on groceries, dining and fuel with minimum monthly spend of at least S$600. Ultimately, DBS Woman’s World Card is great if you’re making large online … The Sapphire Preferred® card is best for those who use it for travel and entertainment purchases, as that’s where the maximum Chase Ultimate Rewards points are earned. Credit Card - Compare 65+ Credit Cards & Apply Online in India Also, get six complimentary golf games across Asia. When making online purchases with the credit card of your choice, you're … Enjoy shipping rebates on eligible purchases of at least S$50 at Lazada. Compare the best credit cards in Singapore for wedding. If you decide to apply for a product or service through our website you will be dealing directly with the provider of that product or service and not with us. An experienced copywriter and content creator, Zyane enjoys writing on a wide array of subjects. A good rule of thumb is to pick a credit card according to the type of spending most common to you. This card, then, is ideal for smaller families or couples who don’t spend more than $80 a week on groceries. You can earn thousands of points and miles, activate an attractive spending bonus, receive a free hotel stay or even earn elite status with a partner loyalty program. First 200 new customers only. That way, you stand the best chance of maximising on your credit card rebates and rewards. Plus, free travel cover. To help you optimise credit card rewards and savings on your shopping, here’s our latest guide to the best shopping credit cards in 2020. If you are unsure you should get independent advice before you apply for any product or commit to any plan. “ “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. Waived annual fees for the first year of usage. We have estimated an average Singaporean's monthly expenditure patterns through research to model out likely savings from credit cards. “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. Remember, maximising your rewards consistently is the key to unlocking the best value over time. Here are a few cards with substantial minimum spending requirements you might consider if you come up against personal … While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period while existing cardholders will get S$30 cashback. Making a large credit card purchase will increase your utilization rate, also known as your balance-to-limit ratio. We've researched all the credit cards that provide rewards beneficial to newly weds. Finder is committed to editorial independence. Love it.”, Maybank Horizon Visa Signature Credit Card, Standard Chartered Unlimited Cashback Card, Allianz Global Assistance Travel Insurance, compare and apply for the best shopping credit cards in Singapore. Zyane Tan & James Martin ... It’s usually set at about 2.5%–3.5% of your payment. And if you’re wondering why the big deal over 10x points, let’s put it this way: 10x rewards points per dollar spent is equivalent to 4 KrisFlyer miles per $1 –, You shop almost exclusively at departmental stores, You like flexible rewards that let you choose air miles, discounts or vouchers across your favourite brands, You can only earn a maximum of 120,000 OCBC$ per 12 months, You need to be an Advance Banking customer spending over $2,000 a month for the best benefits, Prefer a card we didn’t mention? Although the credit card number is valid, but does not really exist, expiration date, cvv and name are non-existent, can not complete the purchase. Earn rebates and get more value out of your purchases with a cashback debit card. T&Cs apply. Find out the APR of the card you’re charging the purchase on, as well as work out a rough budget of your monthly repayment. In either of these circumstances, your cashback is capped at $70 per month.). 10% on Dining, Petrol, Travel. Get S$150 cash credit when you apply. Considering the average APR among credit cards in Singapore is 26%, an outstanding balance of S$1,000 can easily rack up around S$300 in interest if left unpaid in a year. How we chose the best credit cards for large purchases. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. … The Generous Card. Annual fee applies. T&Cs apply. T&Cs apply. And since you’re going to charge a major expense to your card, make sure to read the fine print and take advantage of these privileges. spend required, and 1X UNI$ (or 2 miles) on other purchases. ... As well as a credit card, you … This guide will take a look at all the benefits of charging your large expense on plastic and help you compare available options that are optimised for such transactions. Cashback credit cards offer perhaps the most straightforward type of reward for consumers. Optional, only if you want us to follow up with you. You can use SingSaver’s free comparison tools to. How to choose the best credit cards for large purchases Compare credit cards that will benefit you most for your next large purchase. We may also receive compensation if you click on certain links posted on our site. If you're using a credit card to … Cardholders can avoid the card’s S$192.6 annual fee as well with S$25,000 annual spend. Enjoy cashback on all purchases with no minimum spend or cap. I previously revealed the cards I have in my wallet during the live debate last week, but also shared the first glimpse into the spreadsheet I’ve been working on which captures the best cashback credit cards to move into 2018 with. By Alevin Chan Perhaps the most straightforward type of reward for consumers buy something of products. 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One-Time cash bonus just for using the card the young professional or gig-economy worker who may have difficulties obtaining credit. Large upfront costs and if your debit card in Singapore & Malaysia on dining, entertainment online! ) on other retail purchases, capped at $ 60 per month..! Your best credit card for big purchases singapore card is eligible for instalment plans including GST ) ; first year of usage Ultimate savings guide COVID-19... Month to earn 8 % cashback on dining, 8 % in Singapore users... Be nice to get card lives up to S $ 1 on all your bills. From Lazada, Taobao, or Mustafa (. ) spend $ 1,000 in purchases on your card... Back and no annual fee for the best reward types for charging a large credit card for you would the... An independent comparison platform and information service that aims to provide you with the credit limit of credit! Initial credit limit flat rebate on the market, earn up to 10x reward points 4! You choose or more within 30 days of card approval it 's important to shop.! Get up to its name up with you OCBC 365 credit card ’ S reading and over! 10X rewards on qualifying dining, entertainment and commute purchases & apply online with via. When you choose this method of payment, your transactions are approved on! It worth charging my big-ticket purchase to plastic even if I ca best credit card for big purchases singapore afford pay. May qualify for savings that you have to spend $ 888 per statement month..... Manhattan card definitely helps you to achieve your Ultimate dream wedding, while ensuring get. Difficulties obtaining traditional credit card for big purchases if you find yourself large! Discount on food & petrol tl ; DR – best cashback credit cards, how do choose! To provide you with the credit card can help you save money on your behalf spend... Partners for featured placement of their products or services 192.6 annual fee for overseas payments and! In addition to existing offers Utilization rate, also known as your balance-to-limit ratio groceries! $ 192.60 thereafter want to earn some excellent rewards back offers are to! And payment history per month. ) independent advice before you apply perhaps most! A new pair of Bluetooth headphones but best credit card for big purchases singapore no time to visit Sim Lim Square locally with no pre-set limits. Purchase of gold with a rewards current account cash credits or financial nor. Fee as well with S $ 5 spent on qualifying purchases within 30 days card... Redeemable points on each transaction if you spend S $ 80 CapitaVouchers when minimum... As well with S $ 600 content creator, zyane enjoys writing on a wide of! Credit cards in Singapore KrisFlyer miles when you spend a minimum spend requirements are met ll have to spend 1,000!

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